/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-space-y-reverse:0;--tw-divide-y-reverse:0;--tw-border-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-gray-200:oklch(92.8% .006 264.531);--color-gray-300:oklch(87.2% .01 258.338);--color-gray-500:oklch(55.1% .027 264.364);--color-gray-600:oklch(44.6% .03 256.802);--color-gray-700:oklch(37.3% .034 259.733);--color-gray-900:oklch(21% .034 264.665);--spacing:.25rem;--text-sm:.875rem;--text-sm--line-height:calc(1.25 / .875);--text-2xl:1.5rem;--text-2xl--line-height:calc(2 / 1.5);--radius-lg:.5rem;--radius-xl:.75rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.collapse{visibility:collapse}.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.fixed{position:fixed}.relative{position:relative}.static{position:static}.isolate{isolation:isolate}.mt-2{margin-top:calc(var(--spacing) * 2)}.mt-3{margin-top:calc(var(--spacing) * 3)}.mt-4{margin-top:calc(var(--spacing) * 4)}.mt-6{margin-top:calc(var(--spacing) * 6)}.mb-3{margin-bottom:calc(var(--spacing) * 3)}.block{display:block}.flex{display:flex}.grid{display:grid}.hidden{display:none}.inline{display:inline}.table{display:table}.h-6{height:calc(var(--spacing) * 6)}.w-6{width:calc(var(--spacing) * 6)}.w-full{width:100%}.flex-1{flex:1}.shrink{flex-shrink:1}.grow{flex-grow:1}.list-disc{list-style-type:disc}.flex-wrap{flex-wrap:wrap}.items-center{align-items:center}.items-end{align-items:flex-end}.gap-3{gap:calc(var(--spacing) * 3)}.gap-4{gap:calc(var(--spacing) * 4)}:where(.space-y-2>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 2) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 2) * calc(1 - var(--tw-space-y-reverse)))}:where(.space-y-3>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 3) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 3) * calc(1 - var(--tw-space-y-reverse)))}:where(.space-y-6>:not(:last-child)){--tw-space-y-reverse:0;margin-block-start:calc(calc(var(--spacing) * 6) * var(--tw-space-y-reverse));margin-block-end:calc(calc(var(--spacing) * 6) * calc(1 - var(--tw-space-y-reverse)))}:where(.divide-y>:not(:last-child)){--tw-divide-y-reverse:0;border-bottom-style:var(--tw-border-style);border-top-style:var(--tw-border-style);border-top-width:calc(1px * var(--tw-divide-y-reverse));border-bottom-width:calc(1px * calc(1 - var(--tw-divide-y-reverse)))}:where(.divide-gray-200>:not(:last-child)){border-color:var(--color-gray-200)}.truncate{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.overflow-x-auto{overflow-x:auto}.rounded{border-radius:.25rem}.rounded-lg{border-radius:var(--radius-lg)}.rounded-xl{border-radius:var(--radius-xl)}.border{border-style:var(--tw-border-style);border-width:1px}.border-gray-200{border-color:var(--color-gray-200)}.border-gray-300{border-color:var(--color-gray-300)}.p-3{padding:calc(var(--spacing) * 3)}.p-4{padding:calc(var(--spacing) * 4)}.pl-5{padding-left:calc(var(--spacing) * 5)}.text-2xl{font-size:var(--text-2xl);line-height:var(--tw-leading,var(--text-2xl--line-height))}.text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.text-gray-500{color:var(--color-gray-500)}.text-gray-600{color:var(--color-gray-600)}.lowercase{text-transform:lowercase}.underline{text-decoration-line:underline}.blur{--tw-blur:blur(8px);filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}@media (width>=40rem){.sm\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}.sm\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (width>=48rem){.md\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width>=80rem){.xl\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}}@media (prefers-color-scheme:dark){:where(.dark\:divide-gray-700>:not(:last-child)),.dark\:border-gray-700{border-color:var(--color-gray-700)}.dark\:bg-gray-900{background-color:var(--color-gray-900)}.dark\:text-gray-300{color:var(--color-gray-300)}}}:root{--ink:#173d35;--muted:#596b63;--paper:#f3f8f4;--line:#d8dfd5;--accent:#c8ecd3;--action:#167346;--action-hover:#105c39;--white:#fffefa;color:var(--ink);background:var(--paper);font-synthesis:none;font-family:Arial,Helvetica,sans-serif}*{box-sizing:border-box}body{margin:0;font-size:16px;line-height:1.6}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--action);outline-offset:4px}button:disabled{opacity:.65;cursor:wait}.wrap{width:min(1180px,100% - 64px);margin-inline:auto}.narrow{max-width:790px}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.045em;line-height:1.13}h1{font-size:clamp(42px,4.6vw,66px);font-weight:500}h1 em{font-family:Georgia,Times New Roman,serif;font-weight:400}h2{font-size:clamp(28px,3vw,40px);font-weight:500}h3{letter-spacing:-.025em;font-size:22px;font-weight:600}p{color:var(--muted)}.preview-banner{text-align:center;letter-spacing:.09em;background:#e9edd9;padding:8px 16px;font-size:11px;font-weight:700}.preview-banner span{letter-spacing:0;margin-left:12px;font-size:12px;font-weight:400}.site-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;min-height:100px;display:flex}.brand{letter-spacing:-1.6px;align-items:center;font-size:29px;font-weight:700;text-decoration:none;display:inline-flex}.brand-mark{background:var(--action);color:#fff;border-radius:11px;place-items:center;width:38px;height:38px;margin-right:10px;padding-bottom:6px;font-family:Georgia,serif;font-size:31px;font-weight:400;display:grid}.brand-dot{color:#6f852f}.site-header nav{gap:30px;font-size:14px;font-weight:500;display:flex}.site-header nav a{text-decoration:none}.site-header nav a:hover,.site-header nav [aria-current]{text-decoration:underline}.button{border:1px solid var(--action);background:var(--action);color:#fff;border-radius:9px;justify-content:center;align-items:center;gap:28px;min-height:52px;padding:13px 23px;font-size:15px;font-weight:600;line-height:1.4;text-decoration:none;transition:background .15s;display:inline-flex}.button:hover{background:var(--action-hover);border-color:var(--action-hover)}.button.secondary{color:var(--ink);border-color:var(--ink);background:0 0}.button.secondary:hover{background:#e8eddc}.button.small{min-height:43px;padding:10px 16px;font-size:13px}.button.full{justify-content:space-between;width:100%}.hero{grid-template-columns:1.25fr 1fr;align-items:center;gap:70px;padding-top:75px;padding-bottom:78px;display:grid}.eyebrow{letter-spacing:.15em;color:var(--ink);font-size:10px;font-weight:700;line-height:1.5}.hero .eyebrow{align-items:center;gap:10px;margin-bottom:23px;display:flex}.tiny-line{background:var(--ink);width:24px;height:1px}.lead{max-width:550px;margin-top:25px;font-size:18px;line-height:1.7}.actions{flex-wrap:wrap;align-items:center;gap:24px;margin-top:29px;display:flex}.text-link{font-size:14px;font-weight:600;text-decoration:none}.text-link:hover{text-decoration:underline}.hero-note{margin-top:23px;font-size:12px}.insight-card{background:var(--ink);color:#f8f9ed;border-radius:13px;padding:28px 32px;position:relative;box-shadow:12px 14px #e5e8d6}.insight-card p{color:#c9d7cc}.insight-card h2{margin-top:20px;font-size:32px;line-height:1.2}.insight-card>p{margin:15px 0 23px;font-size:14px}.card-top{justify-content:space-between;align-items:center;gap:12px;display:flex}.insight-card .eyebrow{color:var(--accent);margin:0}.round-icon{width:32px;height:32px;color:var(--accent);border:1px solid #789584;border-radius:50%;place-items:center;display:grid}.insight-row{border-top:1px solid #476458;align-items:center;gap:16px;padding:15px 0;font-size:14px;display:flex}.row-number{color:var(--accent);font-family:Georgia,serif;font-size:17px}.insight-row div{flex:1}.insight-row strong,.insight-row div span{display:block}.insight-row div span{color:#c9d7cc;margin-top:3px;font-size:12px}.insight-foot{color:#e4ead4;background:#2b5143;border-radius:5px;align-items:center;gap:10px;margin-top:13px;padding:13px 15px;font-size:12px;display:flex}.partner-strip{border-block:1px solid var(--line);background:#eef0e7}.partner-strip .wrap{justify-content:space-between;align-items:center;gap:20px;padding-block:23px;display:flex}.partner-strip p{color:var(--ink);font-size:14px}.partner-strip p span{margin:0 12px}.partner-strip a{font-size:12px}.section{padding-block:62px}.section-heading{justify-content:space-between;align-items:end;gap:24px;margin-bottom:28px;display:flex}.section-heading h2{margin-top:12px}.section-heading>p{font-size:14px}.topic-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.topic-card{background:var(--white);border:1px solid var(--line);border-radius:8px;padding:25px;text-decoration:none;transition:border-color .15s;display:block}.topic-card:hover{border-color:#718b6a}.topic-icon{background:#eef0db;border:1px solid #d5dec4;border-radius:8px;place-items:center;width:42px;height:42px;margin-bottom:22px;font-size:24px;display:grid}.topic-card p{margin:14px 0 23px;font-size:14px;line-height:1.75}.editorial{border-top:1px solid var(--line);padding-top:50px;padding-bottom:65px}.editorial h2{margin:18px 0}.editorial p:not(.eyebrow){max-width:650px;margin-bottom:22px}.site-footer{background:#e9ece2;padding:36px 0;font-size:12px}.footer-grid{justify-content:space-between;gap:35px;display:flex}.footer-grid p{margin:8px 0 12px}.footer-separator{margin-inline:8px}.skip-link{z-index:10;background:#fff;padding:10px;position:absolute;top:-100px;left:10px}.skip-link:focus{top:10px}.breadcrumb{color:var(--muted);gap:12px;margin-top:25px;font-size:12px;display:flex}.journey{grid-template-columns:1fr 1fr;align-items:start;gap:75px;padding-top:36px;padding-bottom:70px;display:grid}.journey h1{margin-top:18px;font-size:clamp(39px,4vw,55px)}.journey-copy{padding-top:16px}.steps{margin-top:33px}.steps>div{border-top:1px solid var(--line);gap:18px;padding:20px 0;display:flex}.steps>div>span{color:#778447;font-family:Georgia,serif;font-size:20px}.steps h3{letter-spacing:-.02em;font-size:18px}.steps p{margin-top:9px;font-size:14px}.quiet-note{color:var(--ink);background:#e9eedf;border:1px solid #d4decb;border-radius:6px;margin:25px 0;padding:20px;font-size:14px}.quiet-note p{margin:6px 0 10px}.form-card{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:28px 30px;box-shadow:0 12px 35px #173d3508}.badge{white-space:nowrap;background:#ebefd7;border:1px solid #d9e0bb;border-radius:20px;padding:4px 10px;font-size:11px}.form-card h2{margin-top:20px;font-size:28px}.form-intro{margin:16px 0 25px;font-size:13px;line-height:1.75}.field{margin:19px 0}.field label,.test-controls>label,legend{margin-bottom:8px;font-size:13px;font-weight:600;display:block}input:not([type=radio]):not([type=checkbox]):not([type=hidden]),select{width:100%;min-height:46px;color:var(--ink);background:#fffefa;border:1px solid #bccabc;border-radius:5px;padding:9px 12px}input[readonly]{color:#617269!important;background:#f1f2eb!important}.field-hint{color:var(--muted);margin-top:5px;font-size:11px;display:block}.field-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field-grid .field{margin-bottom:0}fieldset{border:0;margin:0;padding:0}.purpose-options{grid-template-columns:1fr 1fr;gap:12px;display:grid}.purpose-options label{border:1px solid #b9c7b8;border-radius:5px;align-items:center;gap:9px;padding:12px;font-size:13px;display:flex}input[type=radio],input[type=checkbox]{accent-color:var(--action);flex-shrink:0;width:17px;height:17px}.test-controls{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:22px;padding-block:19px}.test-controls p{margin-top:7px;font-size:11px}.test-controls select{font-size:13px}.check-row{align-items:start;gap:11px;margin:23px 0;font-size:13px;line-height:1.6;display:flex}.check-row input{margin-top:3px}.form-foot{text-align:center;margin-top:18px;font-size:12px}.form-foot a{font-size:11px}.honeypot{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.error-summary{color:#7c3018;background:#fff0e8;border:1px solid #b45635;margin-bottom:20px;padding:15px;font-size:13px}.error-summary ul{margin:8px 0 0;padding-left:20px}.field-error{color:#a03820;margin-top:6px;font-size:12px;display:block}.submission-note{margin-top:6px;font-size:12px}.result-card{border:1px solid var(--line);background:var(--white);border-radius:10px;margin-top:20px;padding:35px}.result-card h1{font-size:40px}.result-symbol{background:#e9efd7;border-radius:50%;place-items:center;width:55px;height:55px;margin-bottom:26px;font-size:28px;display:grid}.prose h1{margin-top:20px}.prose h2{margin-top:35px;margin-bottom:15px;font-size:29px}.prose h3{margin:25px 0 10px;font-size:21px}.prose ul{color:var(--muted);padding-left:25px;list-style:outside}.prose li{padding:5px 0}.prose>p{margin-bottom:18px}@media (width<=1000px){.hero{gap:35px}.site-header nav{gap:18px}.header-cta{display:none}.journey{gap:35px}.partner-strip .eyebrow{display:none}.section-heading{align-items:start}.form-card{padding:24px}.hero .actions{flex-direction:column;align-items:start;gap:16px}}@media (width<=700px){.wrap{width:calc(100% - 36px)}.preview-banner{font-size:9px}.preview-banner span{margin-left:7px;font-size:10px}.site-header{flex-wrap:wrap;gap:17px;min-height:83px;padding-block:17px}.brand{font-size:26px}.brand-mark{width:31px;height:31px;font-size:26px}.site-header nav{flex-wrap:wrap;gap:15px;font-size:12px}.hero{grid-template-columns:1fr;gap:35px;padding-block:40px}.hero h1{font-size:45px}.hero .lead{margin-top:21px;font-size:17px}.hero .eyebrow{margin-bottom:18px;font-size:9px}.hero .actions{flex-direction:row;align-items:center;gap:20px}.insight-card{margin-right:6px;padding:24px;box-shadow:6px 7px #e5e8d6}.insight-card h2{font-size:30px}.partner-strip .wrap{flex-direction:column;align-items:start;gap:8px;padding-block:19px}.partner-strip p{font-size:12px}.partner-strip p span{margin:0 5px}.section{padding-block:38px}.section-heading{display:block}.section-heading>p{margin-top:14px}.topic-grid{grid-template-columns:1fr;gap:13px}.topic-card{padding:23px}.topic-icon{margin-bottom:15px}.topic-card p{margin:12px 0 16px}.editorial{padding-block:35px}.footer-grid{display:block}.footer-grid>div+div{margin-top:20px}.journey{grid-template-columns:1fr;gap:20px;padding-top:15px;padding-bottom:35px}.journey h1{font-size:41px}.journey-copy>.lead{font-size:16px}.steps{margin-top:25px}.steps>div{padding-block:16px}.journey-copy>.quiet-note{margin-bottom:0}.form-card{padding:23px 20px}.form-card h2{font-size:26px}.result-card{padding:25px 20px}.result-card h1{font-size:32px}.result-card .lead{font-size:16px}.field-grid{gap:12px}.purpose-options{gap:8px}.purpose-options label{padding:10px 8px;font-size:12px}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}.button{transition:background .15s,border-color .15s,box-shadow .15s;box-shadow:0 5px 14px -9px #105c3980}.button:hover{box-shadow:0 6px 17px -9px #105c3990}.benefit-list{color:var(--ink);gap:10px;margin:22px 0 0;padding:0;font-size:14px;list-style:none;display:grid}.benefit-list li{align-items:flex-start;gap:11px;line-height:1.6;display:flex}.benefit-list li>span{width:21px;height:21px;color:var(--action-hover);background:#dcefe2;border-radius:50%;flex-shrink:0;place-items:center;margin-top:1px;font-size:12px;font-weight:700;display:grid}.benefit-list.compact{gap:9px;font-size:13px}.form-card{border-color:#bfd6c6;border-top:4px solid var(--action);scroll-margin-top:20px}.form-card .button.full{min-height:56px;padding-inline:22px;font-size:16px}.purpose-options label:has(:checked){border-color:var(--action);background:#e8f4eb}.next-step{background:#e3f1e7;border:1px solid #bdd8c7;border-radius:12px;justify-content:space-between;align-items:center;gap:35px;margin-bottom:50px;padding:32px;display:flex}.next-step h2{margin:10px 0 13px;font-size:32px}.next-step>div>p:not(.eyebrow){max-width:550px;font-size:14px}.next-step-action{text-align:center;flex-shrink:0}.next-step-action>p{margin-top:11px;font-size:11px!important}.mobile-form-link{display:none}@media (width<=700px){.benefit-list{gap:9px;margin-top:18px;font-size:13px}.hero .actions>.button{justify-content:space-between;width:100%}.next-step{margin-bottom:30px;padding:25px 21px;display:block}.next-step h2{font-size:28px}.next-step-action{text-align:left;margin-top:23px}.next-step-action .button{justify-content:space-between;width:100%}.mobile-form-link{justify-content:space-between;margin-top:22px;display:flex}}.loan-slider{background:#f2f8f3;border:1px solid #d8e7db;border-radius:10px;padding:18px}.slider-heading{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:12px;display:flex}.slider-heading label{margin:0}.slider-value{letter-spacing:-.6px;font-variant-numeric:tabular-nums;font-size:24px;font-weight:700}.loan-slider input[type=range]{width:100%;height:44px;min-height:44px;accent-color:var(--action);cursor:pointer;background:0 0;border:0;margin:8px 0 0;padding:0}.slider-limits{color:var(--muted);font-variant-numeric:tabular-nums;justify-content:space-between;gap:12px;margin-bottom:14px;font-size:11px;display:flex}.slider-exact{max-width:220px;margin-top:12px;position:relative}.slider-exact input[type=number]{font-variant-numeric:tabular-nums;padding-right:56px;font-size:16px}.slider-exact>span{color:var(--muted);pointer-events:none;font-size:12px;position:absolute;top:50%;right:30px;transform:translateY(-50%)}.loan-slider .field-hint{margin-top:10px;line-height:1.5}.loan-slider [hidden]{display:none}@media (width<=700px){.loan-slider{padding:14px}.slider-value{font-size:22px}}.header-actions{align-items:center;gap:18px;display:flex}.language-switch{border:1px solid var(--line);white-space:nowrap;border-radius:7px;align-items:center;gap:2px;padding:3px;font-size:12px;display:flex}.language-switch a{border-radius:4px;justify-content:center;align-items:center;min-height:38px;padding:6px 10px;text-decoration:none;display:flex}.language-switch a[aria-current=true]{background:var(--ink);color:#fff;font-weight:700}.language-switch a:hover:not([aria-current=true]){background:#e8f4eb}.slider-exact{max-width:240px}.slider-exact input[type=number]{padding-right:88px}@media (width<=1100px){.site-header{flex-wrap:wrap;gap:16px}.site-header nav{order:3;justify-content:center;width:100%}.header-actions{margin-left:auto}}@media (width<=700px){.header-actions{gap:0}.language-switch a{min-height:40px;padding-inline:8px}.site-header nav{justify-content:flex-start;gap:20px;overflow-x:auto}.site-header nav a{white-space:nowrap}.slider-heading{align-items:flex-start}.slider-value{overflow-wrap:anywhere}}[hidden]{display:none!important}.site-icon{vertical-align:middle;flex:none}.icon-tile{color:#176849;background:#e4f1e9;border-radius:12px;flex:none;place-items:center;width:42px;height:42px;display:inline-grid}.icon-tile.large{border-radius:18px;width:66px;height:66px}.icon-tile.large svg{width:32px;height:32px}.site-header{z-index:20;grid-template-columns:1fr auto;gap:0;min-height:128px;padding-top:20px;display:grid;position:relative}.site-header>.brand{grid-area:1/1;justify-self:start}.header-actions{grid-area:1/2}.site-header .topic-nav{order:initial;grid-area:2/1/auto/-1;justify-content:space-between;align-items:stretch;gap:6px;width:100%;padding-top:15px;display:flex}.nav-disclosure{flex:1;position:static}.nav-disclosure>summary{cursor:pointer;white-space:nowrap;border-bottom:3px solid #0000;align-items:center;gap:8px;padding:14px 10px;font-size:13px;list-style:none;display:flex}.nav-disclosure>summary::-webkit-details-marker{display:none}.nav-disclosure>summary>.site-icon{width:18px;height:18px}.nav-chevron{color:#57806c;margin-left:auto}.nav-disclosure[open]>summary{border-color:var(--action);color:var(--action);background:#e9f3ed}.site-header .topic-nav .nav-calculator{white-space:nowrap;align-items:center;gap:8px;padding:12px 10px;font-size:13px;font-weight:600;display:flex}.nav-calculator svg{width:19px}.mega-panel{z-index:30;background:#fffefa;border:1px solid #d3e4d9;border-radius:0 0 18px 18px;max-height:75vh;padding:30px;position:absolute;top:100%;left:0;right:0;overflow:auto;box-shadow:0 25px 50px #123b3524}.mega-top{justify-content:space-between;align-items:center;gap:20px;margin-bottom:20px;display:flex}.mega-top h2{margin:4px 0;font-size:24px}.mega-top .eyebrow{margin:0}.mega-links{grid-template-columns:repeat(3,minmax(0,1fr));gap:5px 20px;display:grid}.mega-links a{border-radius:9px;align-items:center;gap:12px;padding:9px;font-size:13px;line-height:1.4;text-decoration:none;display:flex}.mega-links a:hover{background:#eef6f1}.mega-links .icon-tile{border-radius:9px;width:34px;height:34px}.mega-links svg{width:19px;height:19px}.mega-tool{color:#fff;background:#123d33;border-radius:12px;align-items:center;gap:14px;margin-top:24px;padding:17px 22px;text-decoration:none;display:flex}.mega-tool span:last-child{margin-left:auto}.mega-tool small{color:#c4dfd0;margin-top:3px;font-size:12px;display:block}.discovery-strip{grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:44px;display:grid}.discovery-strip>a{border:1px solid var(--line);background:#fff;border-radius:13px;align-items:center;gap:15px;padding:20px;text-decoration:none;display:flex}.discovery-strip strong{font-size:15px;display:block}.discovery-strip small{color:var(--muted);margin-top:5px;font-size:12px;display:block}.discovery-strip>a>span:last-child{margin-left:auto}.topic-directory h1,.calculator-intro h1{max-width:820px;font-size:clamp(36px,5vw,62px)}.directory-controls{max-width:550px;margin:30px 0 18px}.directory-controls label{margin-bottom:8px;font-size:13px;font-weight:600;display:block}.directory-controls input{min-height:50px}.directory-controls p{margin:6px 0;font-size:12px}.category-chips{flex-wrap:wrap;gap:8px;margin:20px 0 28px;display:flex}.category-chips a{border:1px solid var(--line);background:#fffefa;border-radius:30px;align-items:center;gap:7px;padding:9px 14px;font-size:12px;text-decoration:none;display:flex}.category-chips a[aria-current]{background:var(--ink);color:#fff}.category-chips svg{width:16px;height:16px}.guide-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.guide-card{border:1px solid var(--line);background:#fffefa;border-radius:15px;flex-direction:column;align-items:start;padding:25px;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.guide-card:hover{border-color:#91b8a1;box-shadow:0 10px 30px #133a3510}.guide-card h2{margin:18px 0 10px;font-family:Arial,Helvetica,sans-serif;font-size:20px;line-height:1.35}.guide-card p{margin:0 0 22px;font-size:14px;line-height:1.7}.guide-card .text-link{margin-top:auto;font-size:12px}.guide-layout{grid-template-columns:minmax(0,2.1fr) minmax(240px,1fr);align-items:start;gap:64px;padding-top:25px;display:grid}.guide-article h1{overflow-wrap:anywhere;font-size:clamp(34px,4.2vw,56px);line-height:1.12}.guide-article .lead{max-width:none}.guide-article h2{margin-top:30px;font-size:27px}.guide-key{background:#e8f3eb;border:1px solid #c9dfd1;border-radius:14px;align-items:start;gap:16px;margin:30px 0;padding:23px;display:flex}.guide-key h2{margin:0;font-size:21px}.guide-key p{margin-bottom:0;font-size:15px}.decision-list{padding-left:23px}.decision-list li{padding:8px 0}.decision-list p{margin-top:7px}.source-note{border-top:1px solid var(--line);margin-top:32px;padding-top:20px;font-size:13px}.source-note p{font-size:12px}.guide-sidebar{gap:20px;display:grid;position:sticky;top:22px}.side-tool{background:var(--ink);color:#fff;border-radius:16px;padding:28px}.side-tool h2{margin:20px 0 12px;font-size:29px}.side-tool p{color:#d9e9df;font-size:14px}.side-tool .button{color:#123d33;background:#d4efdd;border-color:#d4efdd;width:100%;margin-top:14px}.side-note{border:1px solid var(--line);background:#fff;border-radius:14px;padding:25px}.side-note h3{font-size:18px}.side-note p{font-size:13px}.help-link{color:var(--muted);align-items:start;gap:12px;padding:0 5px;font-size:12px;line-height:1.6;text-decoration:none;display:flex}.related-grid{grid-template-columns:repeat(2,1fr);gap:14px;display:grid}.related-card{border:1px solid var(--line);background:#fff;border-radius:12px;align-items:center;gap:14px;padding:22px;font-size:14px;text-decoration:none;display:flex}.related-card>span{margin-left:auto}.calculator-page{max-width:1140px}.calculator-intro{justify-content:space-between;align-items:center;gap:25px;display:flex}.calculation-notice{background:#e7f2eb;border:1px solid #c9dfd0;border-radius:12px;gap:14px;margin:28px 0;padding:18px 22px;font-size:14px;line-height:1.6;display:flex}.calculation-notice p{margin:0}.calculation-notice svg{margin-top:3px}.calculator-tabs{flex-wrap:wrap;gap:12px;margin:25px 0;display:flex}.calculator-tabs a{border:1px solid var(--line);background:#fff;border-radius:9px;align-items:center;gap:10px;padding:12px 18px;font-size:14px;text-decoration:none;display:flex}.calculator-card{border:1px solid var(--line);background:#fffefa;border-radius:20px;margin:25px 0 38px;padding:35px;scroll-margin-top:20px}.calculator-card h2{font-size:30px}.calculator-card>.section-heading{margin-bottom:25px}.calculator-card>.section-heading .badge{white-space:nowrap}.calculator-card>p{font-size:14px;line-height:1.7}.calc-input-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;display:grid}.calc-field{min-width:0}.calc-field>label{min-height:18px;margin-bottom:8px;font-size:12px;font-weight:600;display:block}.calc-number{position:relative}.calc-number input{font-variant-numeric:tabular-nums;font-size:18px;font-weight:600;padding-right:72px!important}.calc-number>span{color:var(--muted);pointer-events:none;font-size:12px;position:absolute;top:50%;right:28px;transform:translateY(-50%)}.calc-field input[type=range],.month-selector input[type=range]{appearance:auto;width:100%;height:36px;min-height:36px;accent-color:var(--action);cursor:pointer;background:0 0;border:0;margin-top:7px;padding:0}.calc-fees{border-bottom:1px solid var(--line);grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-bottom:25px;padding:20px 0 24px;display:grid}.calc-fees .calc-number input{font-size:15px}.calc-error{color:#773a1f;background:#fff0e8;border:1px solid #e4bca3;border-radius:8px;padding:14px}.calc-summary{grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;padding:10px 0 26px;display:grid}.calc-summary span,.selected-payment span{font-size:11px;line-height:1.5;display:block}.calc-summary strong{font-variant-numeric:tabular-nums;margin-top:10px;font-size:24px;display:block}.amortization{background:#f1f7f3;border-radius:13px;padding:22px}.chart-heading{justify-content:space-between;align-items:center;gap:15px;display:flex}.chart-legend{flex-wrap:wrap;gap:14px;font-size:10px;display:flex}.chart-legend span{align-items:center;gap:5px;display:flex}.chart-legend i{border-radius:2px;width:9px;height:9px;display:inline-block}.principal-key,.chart-principal{fill:#18744d;background:#18744d}.interest-key,.chart-interest{fill:#d9ab25;background:#d9ab25}.fee-key,.chart-fee{fill:#8170a4;background:#8170a4}.chart-scroll svg{width:100%;height:auto;margin-top:14px;display:block;overflow:visible}.selected-bar{stroke:var(--ink);stroke-width:1.5px}.chart-axis{color:var(--muted);justify-content:space-between;font-size:10px;display:flex}.month-selector{grid-template-columns:1fr auto;gap:3px;margin:20px 0;display:grid}.month-selector label{font-size:12px;font-weight:600}.month-selector strong{grid-area:1/2;font-size:13px}.month-selector input{grid-column:1/-1}.selected-payment{background:var(--ink);color:#fff;border-radius:12px;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;padding:22px;display:grid}.selected-payment strong{margin-top:7px;font-size:19px;display:block}.selected-payment span{color:#d3e3d8}.schedule-details{margin:25px 0 15px}.schedule-details summary{cursor:pointer;padding:8px 0;font-size:14px;font-weight:600}.table-scroll{max-height:440px;overflow:auto}.calculator-card table{border-collapse:collapse;white-space:nowrap;width:100%;font-size:12px}.calculator-card th,.calculator-card td{text-align:right;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums;padding:12px 9px}.calculator-card th:first-child{text-align:left}.calculator-card caption{text-align:left;padding:15px 0;font-size:12px;line-height:1.5}.calculator-card thead{background:#edf5ef}.calc-breakdown{padding-top:10px;font-size:13px}.calculator-assumptions{color:var(--muted);border-top:1px solid var(--line);margin-top:24px;padding-top:20px;line-height:1.7;font-size:12px!important}.calculator-assumptions p{margin-bottom:0}.existing-loans{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:25px 0;display:grid}.existing-loans fieldset{border:1px solid var(--line);background:#f2f7f3;border-radius:12px;min-width:0;padding:18px}.existing-loans legend,.replacement-loan legend{margin-bottom:8px;font-size:14px;font-weight:600}.existing-loans .calc-field+.calc-field{margin-top:15px}.replacement-loan{margin:25px 0}.replacement-loan .calc-input-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.comparison-table{overflow:auto}.refinance-verdict{background:#e9f3ed;border-radius:12px;margin-top:22px;padding:22px}.refinance-verdict strong{font-size:20px}.refinance-verdict p{margin-bottom:0;font-size:14px}.budget-layout{grid-template-columns:2fr 1fr;gap:28px;margin-top:25px;display:grid}.budget-layout .calc-input-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.budget-result{background:var(--ink);color:#fff;border-radius:14px;flex-direction:column;justify-content:center;align-items:start;gap:14px;padding:25px;display:flex}.budget-result strong{font-size:31px}.budget-result span,.budget-result p{color:#d1e6d8;font-size:13px}.budget-result p{margin:0}.compact-journey{grid-template-columns:minmax(0,1fr) minmax(390px,490px);gap:70px;padding-top:28px}.compact-form{border-radius:18px;padding:24px}.compact-form .card-top{align-items:center;gap:12px;margin-bottom:8px}.compact-form .card-top h2{margin:0;font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.4}.compact-form .form-intro{margin:8px 0 14px;font-size:11px;line-height:1.6}.compact-form .loan-slider{background:#f1f7f3;border-color:#dce8df;margin:12px 0;padding:12px 15px}.compact-form .slider-heading label{letter-spacing:.06em;text-transform:uppercase;font-size:10px}.compact-form .slider-value{font-size:21px}.compact-form .loan-slider input[type=range]{height:28px;min-height:28px;margin-top:4px}.compact-form .slider-limits{margin-bottom:4px;font-size:9px}.compact-form .loan-slider .field-hint{margin-top:5px;font-size:9px}.slider-exact-entry summary{color:var(--muted);cursor:pointer;font-size:10px;line-height:1.5}.compact-form .slider-exact{margin-top:6px}.compact-form .slider-exact input{min-height:35px}.form-cost-note{border:1px solid var(--line);border-radius:10px;gap:10px;margin:14px 0;padding:12px 14px;display:flex}.form-cost-note svg{width:20px}.form-cost-note strong{font-size:12px}.form-cost-note p{margin:4px 0 0;font-size:10px;line-height:1.6}.purpose-row{border:1px solid var(--line);background:#f1f7f3;border-radius:10px;margin:14px 0;padding:12px}.purpose-row legend{margin-bottom:0;padding:0 5px;font-size:12px}.purpose-row .purpose-options{justify-content:flex-end;gap:9px;display:flex}.purpose-row .purpose-options label{justify-content:center;min-width:80px;min-height:35px;padding:6px 12px;font-size:12px}.compact-form .field-grid{gap:12px}.compact-form .field-grid .field{margin:0}.compact-form .field label{margin-bottom:6px;font-size:10px}.compact-form .field input{min-height:42px;font-size:13px}.compact-form .field-hint{font-size:9px}.phone-input{background:#fffefa;border:1px solid #bccabc;border-radius:7px;align-items:center;display:flex;overflow:hidden}.phone-prefix{white-space:nowrap;border-right:1px solid var(--line);align-items:center;gap:6px;padding:0 10px;font-size:12px;display:flex}.phone-prefix>span{font-size:18px}.phone-input input#phone{border:0;border-radius:0;min-width:0}.phone-input:focus-within{outline-offset:3px;outline:3px solid #87bca1}.compact-form .test-controls{margin-top:12px;padding:12px}.compact-form .test-controls>label{margin-bottom:6px;font-size:10px}.compact-form .test-controls select{min-height:37px;font-size:12px}.compact-form .button.full{border-radius:30px;justify-content:center;gap:20px;min-height:48px;font-size:15px}.compact-form .form-foot{margin-top:10px;font-size:10px;line-height:1.7}.compact-form .submission-note:empty{display:none}.funnel-explainer{margin-top:30px}.funnel-explainer ol{padding:0;list-style:none}.funnel-explainer li{border-bottom:1px solid var(--line);gap:16px;padding:16px 0;display:flex}.funnel-explainer li>span{background:#e5f0e9;border-radius:50%;flex:none;place-items:center;width:30px;height:30px;font-size:13px;display:grid}.funnel-explainer strong{font-size:14px}.funnel-explainer p{margin:5px 0 0;font-size:13px;line-height:1.65}.compact-journey .benefit-list svg{width:20px;height:20px}@media (width<=1050px){.site-header .topic-nav{flex-wrap:wrap}.nav-disclosure>summary{padding-inline:7px;font-size:12px}.nav-disclosure>summary>.site-icon{width:16px}.guide-layout{grid-template-columns:minmax(0,2fr) minmax(230px,1fr);gap:30px}.compact-journey{grid-template-columns:minmax(0,1fr) minmax(360px,450px);gap:30px}.discovery-strip{gap:10px}.discovery-strip>a{gap:10px;padding:14px}.calc-summary,.replacement-loan .calc-input-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=700px){.site-header{gap:8px;min-height:0;padding-top:14px}.site-header .topic-nav{grid-template-columns:repeat(2,minmax(0,1fr));gap:0;padding-top:6px;display:grid;overflow:visible}.nav-disclosure>summary{white-space:normal;gap:6px;min-height:42px;padding:8px 5px;font-size:11px}.site-header .topic-nav .nav-calculator{gap:6px;padding:8px 5px;font-size:11px}.mega-panel{max-height:65vh;padding:18px}.mega-links{grid-template-columns:1fr;gap:2px}.mega-links a{padding:7px;font-size:13px}.mega-top{align-items:start;gap:12px}.mega-top h2{font-size:20px}.mega-top .text-link{font-size:11px}.mega-tool{padding:14px}.mega-tool small{font-size:10px}.mega-tool strong{font-size:13px}.discovery-strip{grid-template-columns:1fr;gap:10px;margin-bottom:30px}.discovery-strip>a{padding:16px}.guide-grid{grid-template-columns:1fr;gap:14px}.guide-card{padding:22px}.guide-layout{grid-template-columns:1fr;gap:25px}.guide-sidebar{grid-template-columns:1fr;position:static}.guide-article h1{font-size:36px}.guide-key{gap:12px;padding:18px}.related-grid{grid-template-columns:1fr}.calculator-intro>.icon-tile{display:none}.calculator-intro h1{font-size:39px}.calculation-notice{padding:16px;font-size:12px}.calculator-tabs{gap:7px}.calculator-tabs a{gap:6px;padding:10px;font-size:11px}.calculator-tabs svg{width:17px}.calculator-card{border-radius:15px;padding:20px 16px}.calculator-card h2{font-size:27px}.calculator-card>.section-heading{display:block}.calculator-card .badge{margin-top:10px;display:inline-block}.calc-input-grid{grid-template-columns:1fr;gap:15px}.calc-fees{gap:12px}.calc-field>label{font-size:11px}.calc-number input{font-size:16px}.calc-fees .calc-number input{font-size:14px;padding-right:55px!important}.calc-summary{gap:16px}.calc-summary strong{font-size:21px}.calc-summary span{font-size:10px}.amortization{padding:14px}.chart-heading{display:block}.chart-heading .eyebrow{font-size:9px}.chart-legend{gap:12px}.chart-scroll svg{min-height:125px}.selected-payment{grid-template-columns:repeat(2,1fr);gap:15px;padding:17px}.selected-payment strong{font-size:17px}.selected-payment>div:first-child{grid-column:1/-1}.selected-payment>div:first-child strong{font-size:24px}.existing-loans{grid-template-columns:1fr;gap:14px}.existing-loans fieldset{grid-template-columns:1fr 1fr;gap:12px;display:grid}.existing-loans .calc-field+.calc-field{margin:0}.replacement-loan .calc-input-grid{gap:14px}.refinance-verdict{padding:17px}.refinance-verdict strong{font-size:17px}.budget-layout,.budget-layout .calc-input-grid{grid-template-columns:1fr}.calculator-card table{font-size:10px}.calculator-card th,.calculator-card td{padding:10px 6px}.compact-journey{flex-direction:column;gap:25px;display:flex}.compact-journey .journey-copy{width:100%}.compact-form{width:100%;padding:20px 17px}.compact-journey .funnel-explainer{margin-top:20px}.compact-journey .journey-copy>.quiet-note{display:none}.compact-form .card-top h2{font-size:15px}.compact-form .field input{padding-inline:9px;font-size:12px}.compact-form .slider-value{font-size:20px}.compact-form .badge{font-size:9px}.compact-form .form-intro{font-size:10px}.compact-form .loan-slider{padding:10px 12px}}.compact-form .slider-heading{line-height:1.2}.compact-form .slider-value{line-height:1.25}.compact-form .loan-slider{padding:11px 14px}.compact-form .loan-slider input[type=range]{height:24px;min-height:24px;margin-top:5px;line-height:1;display:block}.compact-form .slider-limits{margin:3px 0 5px;line-height:1.2}.compact-form .loan-slider .field-hint{clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.compact-form .form-cost-note{padding:10px 12px}.compact-form .form-cost-note p{line-height:1.5}.compact-form .purpose-row{padding:8px 12px}.compact-form .purpose-row legend{float:left;width:55%;padding:8px 0;font-size:11px;line-height:1.5}.compact-form .purpose-row .purpose-options label{min-width:65px;padding:5px 8px}.compact-form .field label{line-height:1.4}.compact-form .field input[type=text],.compact-form .field input[type=email],.compact-form .field input[type=tel]{height:40px;min-height:40px;line-height:1.3}.compact-form .test-controls{padding:9px}.compact-form .test-controls>label{margin-bottom:5px;line-height:1.4}.compact-form .test-controls select{height:35px;min-height:35px;padding-block:5px}.compact-form .form-foot{line-height:1.5}.compact-form .phone-field .field-hint{margin-top:4px;line-height:1.4}.compact-journey{grid-template-rows:auto 1fr;grid-template-areas:"intro form""process form";align-items:start;row-gap:16px}.compact-journey>.journey-copy{grid-area:intro}.compact-journey>.form-card{grid-area:form}.journey-details{grid-area:process}.journey-details .funnel-explainer{margin-top:0}.journey-details>.quiet-note{margin-top:22px}@media (width<=700px){.compact-journey>.journey-copy{order:1}.compact-journey>.form-card{order:2}.compact-journey>.journey-details{order:3}.compact-journey .mobile-form-link{display:none}.compact-journey .benefit-list{margin-block:14px}.compact-journey .journey-copy>.lead{margin-top:14px}.compact-form .loan-slider{margin-block:10px}.compact-form .form-intro{margin-bottom:10px}.compact-form .card-top{margin-bottom:4px}.compact-form .form-cost-note,.compact-form .purpose-row{margin-block:10px}}.form-cta{color:#fff;background:linear-gradient(135deg,#123e32,#205b43);border:1px solid #245846;border-radius:18px;flex-direction:column;gap:21px;padding:28px;text-decoration:none;transition:box-shadow .18s,border-color .18s;display:flex;position:relative;box-shadow:0 12px 30px -20px #123e3280}.form-cta-art{color:#e4f4e9;background:#ffffff10;border:1px solid #81b397;border-radius:17px;flex:none;place-items:center;width:64px;height:64px;display:grid;position:relative}.form-cta-art>.site-icon{width:34px;height:34px}.form-cta-art-arrow{color:#173c30;background:#ffc324;border-radius:50%;place-items:center;width:29px;height:29px;font-size:20px;font-weight:700;display:grid;position:absolute;bottom:-5px;right:-8px}.form-cta-copy{flex-direction:column;gap:12px;display:flex}.form-cta-kicker{letter-spacing:.14em;color:#c4e5cf;font-size:10px;font-weight:700}.form-cta-title{letter-spacing:-.035em;font-size:25px;line-height:1.17}.form-cta-description{color:#e0eee5;font-size:13px;line-height:1.7}.form-cta-action{flex-direction:column;gap:12px;display:flex}.form-cta-button{color:#183b2e;background:#ffc324;border-radius:10px;justify-content:space-between;align-items:center;gap:18px;min-height:52px;padding:14px 20px;font-size:14px;font-weight:700;transition:background .18s;display:flex;box-shadow:0 4px #071e241c}.form-cta-button>span{font-size:22px;line-height:1}.form-cta-note{color:#d0e5d7;font-size:11px;line-height:1.6}.form-cta:hover{border-color:#83b396;box-shadow:0 14px 30px -14px #123e3260}.form-cta:hover .form-cta-button{background:#ffd45c}.form-cta:focus-visible{outline-offset:5px;outline:3px solid #b68512}.form-cta-wide{grid-template-columns:76px minmax(0,1fr) minmax(220px,280px);align-items:center;gap:30px;padding:36px;display:grid}.form-cta-wide .form-cta-title{font-size:32px}.form-cta-wide .form-cta-description{max-width:570px}.form-cta-section{margin-bottom:50px}.calculator-page>.form-cta{margin-block:35px}.button.form-primary{color:#183b2e;background:#ffc324;border-color:#d7ab36;box-shadow:0 5px 18px -11px #72521d}.button.form-primary:hover{background:#ffd45c;border-color:#b68512}.form-topic-card{background:#e3f1e7;border-color:#94bca0}.form-topic-card .topic-icon{color:#183b2e;background:#ffc324}.form-topic-card .text-link{color:#fff;background:#174b37;border-radius:8px;padding:10px 15px;display:inline-flex}#testskjema{scroll-margin-top:24px}@media (width<=900px){.form-cta-wide{grid-template-columns:64px minmax(0,1fr);gap:24px}.form-cta-wide .form-cta-action{grid-column:2}}@media (width<=700px){.form-cta{gap:20px;padding:25px}.form-cta-wide{align-items:stretch;display:flex}.form-cta-wide .form-cta-title{font-size:28px}.form-cta-section{margin-bottom:32px}}@media (prefers-reduced-motion:reduce){.form-cta,.form-cta-button{transition:none}}.compact-form .button.form-primary{min-height:52px;box-shadow:0 0 0 5px #ffc32424,0 7px 18px -12px #805100}.compact-form .button.form-primary:hover{box-shadow:0 0 0 5px #ffc32438,0 7px 18px -10px #805100}.alternatives-heading{justify-content:space-between;align-items:center;gap:35px;display:flex}.alternatives-heading h1{margin-top:22px}.alternatives-heading .lead{max-width:720px}.alternatives-symbol{color:#245a41;background:#e2efe7;border:1px solid #bed5c7;border-radius:38px;flex:none;place-items:center;width:140px;height:140px;display:grid;transform:rotate(8deg)}.alternatives-symbol svg{width:72px;height:72px;transform:rotate(-8deg)}.affiliate-disclosure{background:#eef5ef;border:1px solid #d6e3da;border-radius:13px;align-items:start;gap:17px;margin-top:32px;padding:21px 24px;display:flex}.affiliate-disclosure strong{font-size:14px}.affiliate-disclosure p{margin-top:4px;font-size:13px;line-height:1.7}.affiliate-disclosure svg{margin-top:3px}.alternatives-empty{align-items:start;gap:17px;padding:24px 0;display:flex}.alternatives-empty strong{font-size:15px}.alternatives-empty p{margin-top:6px;font-size:13px}.alternatives-empty .badge{white-space:nowrap}.offer-list{gap:22px;margin:26px 0 40px;display:grid}.offer-card{background:#fffefa;border:1px solid #c7d7cc;border-radius:18px;grid-template-columns:minmax(180px,1fr) minmax(220px,1.7fr) minmax(190px,.95fr);gap:30px;padding:30px;display:grid;box-shadow:0 7px 22px -18px #1e4b32}.offer-identity{align-items:start;gap:15px;display:flex}.offer-logo{color:#1e5a3b;background:#e3f0e7;border-radius:14px;flex:none;place-items:center;width:54px;height:54px;display:grid}.offer-logo svg{width:29px;height:29px}.offer-identity h2{margin-top:8px;font-size:23px}.offer-identity .eyebrow{font-size:9px}.offer-description p{font-size:14px;line-height:1.7}.offer-description ul{gap:9px;margin:14px 0 0;padding:0;font-size:12px;list-style:none;display:grid}.offer-description li{align-items:center;gap:9px;display:flex}.offer-description li svg{width:17px;height:17px}.offer-action{align-self:center;gap:12px;display:grid}.offer-action .button{justify-content:space-between;gap:12px}.offer-action>span{font-size:11px;line-height:1.5}.offer-action .offer-unavailable{background:#f1f4ed;border:1px dashed #a6b9a9;border-radius:10px;padding:15px 17px;font-size:13px;font-weight:600;display:block}.offer-foot{border-top:1px solid var(--line);color:var(--muted);grid-column:1/-1;justify-content:space-between;gap:16px;padding-top:17px;font-size:11px;display:flex}.alternatives-tools{grid-template-columns:1fr 1fr;gap:25px;margin-bottom:30px;display:grid}.alternatives-tools>div{border:1px solid var(--line);border-radius:15px;padding:30px}.alternatives-tools h2{margin:20px 0 15px;font-size:27px}.alternatives-tools p{margin-bottom:18px;font-size:14px}.selection-details{border-block:1px solid var(--line);margin-bottom:30px;padding:24px 0}.selection-details summary{cursor:pointer;font-weight:600}.selection-details p{max-width:800px;margin-top:15px;font-size:14px}@media (width<=950px){.offer-card{grid-template-columns:1fr 1.5fr;gap:23px}.offer-action{grid-column:2}.offer-foot{grid-column:1/-1}.alternatives-symbol{width:100px;height:100px}}@media (width<=700px){.alternatives-symbol{display:none}.alternatives-heading h1{font-size:42px}.affiliate-disclosure{gap:12px;padding:18px}.alternatives-empty{flex-direction:column;gap:12px}.offer-card{flex-direction:column;gap:22px;padding:23px;display:flex}.offer-action{align-self:stretch}.offer-foot{flex-direction:column;gap:9px}.alternatives-tools{grid-template-columns:1fr}.alternatives-tools>div{padding:24px}}.comparison-status{background:#fff8e7;border:1px solid #ddc484;border-left:4px solid #aa7c14;border-radius:12px;align-items:start;gap:17px;margin-bottom:30px;padding:22px 25px;display:flex}.comparison-status strong{font-size:16px}.comparison-status p{margin-top:7px;font-size:14px;line-height:1.7}.comparison-status>.site-icon{color:#806217;flex:none;margin-top:3px}.editorial-paragraph{white-space:pre-line;overflow-wrap:anywhere}.editorial-shortcuts{flex-wrap:wrap;gap:8px;padding-block:8px;display:flex}.editorial-shortcuts a{border:1px solid #cbded7;border-radius:10px;align-items:center;gap:8px;min-height:44px;padding:8px 12px;font-size:.9rem;display:inline-flex}.editorial-shortcuts svg{width:18px;height:18px}.offer-logo img{object-fit:contain;width:56px;height:56px}.price-example{color:#183e34;background:#f1f7f4;border-radius:12px;grid-column:1/-1;padding:16px;font-size:1rem}.price-example dl{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:12px 0;display:grid}.price-example dd{margin:4px 0 0;font-weight:650}.price-example p{margin-bottom:0}@media (width<=600px){.price-example dl{grid-template-columns:repeat(2,minmax(0,1fr))}.editorial-shortcuts{padding-inline:16px}.editorial-shortcuts a{min-height:48px}.language-switch a{align-items:center;min-height:44px;display:inline-flex}.form-card input:not([type=checkbox]):not([type=radio]):not([type=range]),.form-card select{font-size:16px}.offer-card{padding:16px}.price-example{padding:12px}}.desktop-navigation{display:contents}.mobile-navigation{display:none}@media (width<=700px){.desktop-navigation{display:none}.site-header{gap:12px;min-height:0;padding-block:12px}.mobile-navigation{flex-basis:100%;order:3;width:100%;display:block}.mobile-navigation>summary{border:1px solid var(--line);cursor:pointer;border-radius:10px;align-items:center;gap:10px;min-height:44px;padding:8px 12px;font-size:14px;display:flex}.mobile-navigation>summary>svg{width:20px;height:20px}.mobile-navigation>summary>span{margin-left:auto}.site-header .mobile-navigation .topic-nav{width:100%;padding-block:8px}.nav-disclosure>summary,.site-header .topic-nav .nav-calculator{min-height:48px;font-size:12px}.compact-form .form-intro{font-size:12px;line-height:1.5}.compact-form .field-hint,.compact-form .form-foot{font-size:12px}.compact-form .field input{font-size:16px}.compact-journey{gap:20px;padding-top:16px}.compact-journey .journey-copy{padding-top:0}.compact-journey .journey-copy h1{margin-top:10px}.compact-journey .benefit-list{font-size:13px}.breadcrumb{margin-top:16px}}.mobile-gallery{flex-wrap:wrap;justify-content:center;gap:24px;padding:0 16px 48px;display:flex}.mobile-device{background:#e9efeb;border:1px solid #bdcfc6;border-radius:26px;width:414px;max-width:100%;padding:12px}.mobile-device h2{letter-spacing:-.02em;padding:4px 8px;font-size:21px}.mobile-device>p{padding:0 8px 12px;font-size:12px}.mobile-device iframe{background:#f4f7f3;border:1px solid #c2d0c7;border-radius:16px;width:390px;max-width:100%;height:844px;display:block}.mobile-device>a{align-items:center;min-height:44px;padding:8px;display:inline-flex}.phone-width-320{width:344px}.phone-width-320 iframe{width:320px}.phone-width-360{width:384px}.phone-width-360 iframe{width:360px}.phone-width-430{width:454px}.phone-width-430 iframe{width:430px}@media (width<=700px){.mobile-navigation{grid-column:1/-1}}.decision-hero{grid-template-columns:1.6fr 1fr;align-items:center;gap:40px;margin-bottom:24px;display:grid}.decision-hero h1{margin-top:14px}.decision-hero .lead{max-width:650px}.decision-principle{background:#eaf0eb;border-left:4px solid #b0c5be;padding:24px}.decision-principle>svg{width:28px;height:28px;margin-bottom:12px}.decision-principle strong{font-size:21px;line-height:1.35;display:block}.decision-principle p{margin:12px 0}.decision-principle a{font-size:14px;font-weight:650}.decision-tools{grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0 32px;display:grid}.decision-tools>a{border:1px solid var(--line);background:#fff;border-radius:10px;align-items:start;gap:12px;padding:20px 16px;text-decoration:none;display:flex}.decision-tools>a>span{color:#536f63;font:italic 25px Georgia}.decision-tools strong{font-size:16px;line-height:1.4;display:block}.decision-tools p{margin-top:7px;font-size:13px;line-height:1.5}.decision-tools svg{flex-shrink:0;width:20px;height:20px}.decision-tools a:hover{border-color:var(--action);background:#f6faf6}.calculator-page .calculator-card{box-shadow:none;border-radius:14px;margin-block:28px;padding:28px}.loan-workbench{grid-template-columns:minmax(250px,.8fr) minmax(0,1.45fr);align-items:start;gap:24px;display:grid}.loan-controls{background:#edf2ed;border-radius:10px;padding:20px}.loan-controls h3{font-size:21px}.control-intro{margin:10px 0 18px;font-size:13px;line-height:1.55}.loan-controls .calc-input-grid,.loan-controls .calc-fees{grid-template-columns:1fr;gap:18px;display:grid}.loan-controls .calc-fees{margin-top:18px}.input-guidance{border-top:1px solid #c6d6cd;gap:10px;margin-top:20px;padding-top:16px;display:flex}.input-guidance svg{flex-shrink:0;width:22px;height:22px}.input-guidance p{font-size:13px;line-height:1.55}.loan-readout{min-width:0}.loan-readout .calc-summary{background:#d6e2db;border:1px solid #d6e2db;border-radius:10px;grid-template-columns:1fr 1fr;gap:1px;margin:0;display:grid;overflow:hidden}.loan-readout .calc-summary>div{background:#fff;padding:18px}.loan-readout .calc-summary>div:nth-child(2){background:#e6efe8}.loan-readout .calc-summary strong{font-size:26px}.loan-readout .calc-summary span{letter-spacing:0;font-size:12px}.scenario-lab{padding-block:24px}.scenario-lab h3,.balance-view h3{letter-spacing:-.02em;font-size:20px}.scenario-lab>p,.balance-view .chart-heading p{margin-top:9px;font-size:13px;line-height:1.6}.scenario-grid{grid-template-columns:1fr 1fr;gap:12px;margin-top:16px;display:grid}.scenario-grid article{background:#f5f8f5;border:1px solid #cddbd4;border-top:3px solid #709689;border-radius:7px;padding:16px}.scenario-grid span{min-height:40px;font-size:13px;display:block}.scenario-grid strong{margin:10px 0 6px;font-size:18px;display:block}.scenario-grid p{font-size:12px}.scenario-takeaway{border-left:3px solid #d6ac57;padding-left:12px}.loan-readout .balance-view{background:#fff;margin:8px 0 14px;padding:0}.balance-line{fill:none;stroke:#245e52;stroke-width:4px;vector-effect:non-scaling-stroke}.balance-area{fill:#e0ebe5}.balance-marker{fill:#b87834;stroke:#fff;stroke-width:2px}.balance-view .chart-scroll{margin-top:16px}.loan-readout .selected-payment{color:var(--ink);background:#f0f3ec;border-radius:8px;grid-template-columns:repeat(3,1fr);gap:16px;padding:16px}.loan-readout .selected-payment strong{color:var(--ink);font-size:17px}.loan-readout .selected-payment span{color:#456358;font-size:12px}.loan-readout .selected-payment>div:first-child{grid-column:auto}.loan-readout .selected-payment>div:first-child strong{font-size:17px}.reading-room{grid-template-columns:.8fr 1.6fr;gap:32px;margin:20px 0;padding:32px 4px;display:grid}.reading-room h2{margin:14px 0;font-size:32px}.reading-room>div>p{font-size:15px}.reading-grid{grid-template-columns:1fr 1fr;gap:24px;display:grid}.reading-grid article{border-top:1px solid #c6d5cc;padding-top:16px}.reading-grid article>span{color:#728679;font:italic 21px Georgia}.reading-grid h3{margin:10px 0;font-size:19px}.reading-grid p{font-size:14px;line-height:1.7}.refinance-checklist{background:#edf2ed;border-radius:8px;margin:20px 0;padding:18px 20px}.refinance-checklist ul{gap:8px;margin-bottom:0;padding-left:20px;font-size:14px;display:grid}.calculator-next{grid-template-columns:1.3fr 1fr;gap:40px;margin:42px 0;display:grid}.calculator-next h2{margin:12px 0 18px}.calculator-next .button{margin-top:20px}.calculator-next aside{background:#eaf0eb;border-radius:10px;padding:24px}.calculator-next aside>svg{width:28px;height:28px}.calculator-next h3{margin:12px 0;font-size:23px}.calculator-next aside p{margin-bottom:16px;font-size:14px}.calculator-next aside a{font-size:14px;font-weight:650}.calculator-sources{border-top:1px solid var(--line);margin-bottom:32px;padding-top:22px}.calculator-sources h2{font-size:21px}.calculator-sources p{margin:12px 0;font-size:13px}.calculator-sources>a{align-items:center;min-height:44px;margin-right:22px;font-size:13px;display:inline-flex}@media (width<=950px){.loan-workbench{grid-template-columns:1fr}.loan-controls .calc-input-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.loan-controls .calc-fees{grid-template-columns:1fr 1fr}.decision-hero{grid-template-columns:1fr 1fr;gap:24px}.reading-room,.decision-tools{grid-template-columns:1fr}.decision-tools p{margin-top:4px}.decision-tools>a{align-items:center}.decision-tools>a>div{flex:1}.scenario-grid span{min-height:0}}@media (width<=600px){.decision-hero{grid-template-columns:1fr;gap:20px}.decision-hero h1{font-size:40px}.decision-principle{padding:18px}.decision-principle strong{font-size:19px}.calculator-page .calculator-card{padding:20px 14px}.loan-controls{padding:16px}.loan-controls .calc-input-grid,.loan-controls .calc-fees{grid-template-columns:1fr}.loan-workbench{gap:18px}.loan-readout .calc-summary>div{padding:14px 10px}.loan-readout .calc-summary strong{font-size:22px}.scenario-grid{grid-template-columns:1fr}.scenario-grid article{padding:14px}.reading-grid{grid-template-columns:1fr;gap:18px}.reading-room{gap:14px;padding-block:20px}.calculator-next{grid-template-columns:1fr;gap:24px}.loan-readout .selected-payment{grid-template-columns:1fr 1fr}.calculator-page .calculator-assumptions{font-size:13px;line-height:1.7}.calculator-page input[type=number]{font-size:16px!important}}.scenario-grid .scenario-difference{color:#365749;border-top:1px solid #d5dfd9;margin-top:10px;padding-top:8px;font-weight:650}.topic-intent-action{flex-wrap:wrap;align-items:center;gap:14px;margin:22px 0 28px;display:flex}.topic-intent-action>span{color:var(--muted);font-size:12px;line-height:1.5}.consolidation-journey{border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:42px;padding-block:32px 48px;display:grid}.consolidation-story{padding:12px 0}.consolidation-story h2{margin:14px 0 18px;font-size:clamp(30px,3.2vw,43px)}.consolidation-story h2 em{font-family:Georgia,serif;font-weight:400}.consolidation-story>p{max-width:530px}.consolidation-story ul{gap:14px;margin:22px 0;padding:0;list-style:none;display:grid}.consolidation-story li{align-items:start;gap:12px;font-size:14px;display:flex}.consolidation-story li svg{flex-shrink:0;width:22px;height:22px}.consolidation-story>.text-link{align-items:center;min-height:44px;display:inline-flex}.consolidation-art{margin:24px 0 16px}.consolidation-art svg{width:100%;max-width:480px;height:auto;display:block}.consolidation-art figcaption{color:var(--muted);max-width:480px;margin-top:10px;font-size:12px;line-height:1.5}.consolidation-art.is-in-view .consolidation-flow{animation:2.4s ease-out consolidation-flow}@keyframes consolidation-flow{0%{stroke-dashoffset:70px;opacity:0}to{stroke-dashoffset:0;opacity:1}}.consolidation-purpose{background:#edf3ed;border:1px solid #d4e1d8;border-radius:10px;gap:10px;margin:12px 0;padding:12px;display:flex}.consolidation-purpose svg{flex-shrink:0;width:22px;height:22px}.consolidation-purpose strong{font-size:13px}.consolidation-purpose p{margin-top:4px;font-size:12px;line-height:1.5}.consolidation-bottom{padding-bottom:40px}.consolidation-journey .form-card{scroll-margin-top:20px}.consolidation-journey .form-card:target{outline-offset:5px;outline:3px solid #e3b948}.consolidation-journey .form-card .card-top h2{margin-top:0}@media (width<=760px){.consolidation-journey{grid-template-columns:1fr;gap:20px;padding-block:24px}.consolidation-story{padding:0}.consolidation-art{max-width:390px}.consolidation-journey .compact-form{width:100%;min-width:0}.topic-intent-action .button{justify-content:space-between;width:100%}.consolidation-bottom{padding-bottom:28px}}@media (prefers-reduced-motion:reduce){.consolidation-art.is-in-view .consolidation-flow{animation:none}}.topic-landing{grid-template-columns:minmax(0,1fr) minmax(340px,480px);align-items:start;gap:clamp(24px,4vw,64px);padding-top:24px;padding-bottom:32px;display:grid}.topic-landing-copy h1{overflow-wrap:anywhere;margin:16px 0 20px;font-size:clamp(2.2rem,4vw,3.7rem);line-height:1.08}.topic-landing-copy .lead{max-width:620px}.topic-landing-copy .guide-key{margin:28px 0 20px}.topic-landing-copy .guide-key h2{font-size:1.15rem}.topic-landing .form-card{width:100%;margin:0}.form-topic-context{background:#edf5ef;border-left:3px solid #28694d;border-radius:8px;margin:0 0 14px;padding:10px 12px}.form-topic-context>span{text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;display:block}.form-topic-context strong{margin:3px 0;display:block}.form-topic-context p{margin:4px 0 0;font-size:.76rem;line-height:1.5}#topic-guidance{scroll-margin-top:24px}@media (width<=760px){.topic-landing{grid-template-columns:minmax(0,1fr);gap:18px;padding-top:12px}.topic-landing-copy .lead{font-size:1rem;line-height:1.65}.topic-landing-copy h1{margin:12px 0}.topic-landing-detail{display:none}.topic-landing .topic-intent-action{margin-bottom:0}}.legal-navigation{flex-wrap:wrap;gap:10px 20px;margin:24px 0;display:flex}.legal-navigation a{text-underline-offset:4px;align-items:center;min-height:44px;text-decoration:underline;display:inline-flex}.company-details{background:#edf5ef;border:1px solid #cbdcd1;border-radius:18px;margin-top:32px;padding:24px}.company-details dl{margin:0}.company-details dl>div{border-bottom:1px solid #d3e1d8;padding:10px 0}.company-details dt{font-weight:700}.company-details dd{white-space:pre-line;overflow-wrap:anywhere;margin:4px 0 0}.legal-page h1{overflow-wrap:anywhere}.legal-links{padding-top:8px;padding-bottom:16px}.consent-dialog{color:#183d32;background:#fff;border:1px solid #b7cabe;border-radius:20px;width:calc(100% - 28px);max-width:560px;max-height:85dvh;margin:auto;padding:24px;overflow:auto;box-shadow:0 16px 70px #163b3226}.consent-dialog::backdrop{background:#082c2466}.consent-dialog h2{margin:0 0 12px;font-size:1.5rem}.consent-dialog p{margin:12px 0;font-size:.9rem;line-height:1.6}.consent-preview{background:#edf5ef;border-radius:8px;padding:10px}.consent-actions{grid-template-columns:1fr 1fr;gap:10px;margin:16px 0;display:grid}.consent-actions button{color:#174735;cursor:pointer;background:#f0f6f1;border:1px solid #1c5944;border-radius:9px;min-height:46px;padding:10px;font-weight:700}.consent-actions button:hover{background:#dfeee3}.consent-dialog fieldset{border:0;padding:8px 0}.consent-dialog legend{font-weight:700}.consent-dialog label{align-items:center;gap:10px;min-height:44px;font-size:.9rem;display:flex}.consent-dialog input{accent-color:#18563d;width:20px;height:20px}.consent-dialog summary{cursor:pointer;min-height:44px;padding:10px 0}.consent-dialog a{text-decoration:underline}.consent-settings{cursor:pointer;min-height:44px;margin-bottom:18px;text-decoration:underline}.consent-dialog :focus-visible,.consent-settings:focus-visible{outline-offset:3px;outline:3px solid #e4b43e}.topic-nav .menu-highlight{background:#e3f1e7;border-radius:10px;box-shadow:inset 3px 0 #27835c}.topic-nav .menu-highlight .icon-tile{color:#12543d;background:#cce7d5}.nav-calculator.menu-highlight{padding:10px 12px}.form-primary>span[aria-hidden],.form-cta-button>span[aria-hidden]{transition:transform .18s;display:inline-block}.form-primary:hover>span[aria-hidden],.form-primary:focus-visible>span[aria-hidden],.form-cta:hover .form-cta-button>span[aria-hidden],.form-cta:focus-visible .form-cta-button>span[aria-hidden]{transform:translate(4px)}.consent-actions [data-accept]{color:#fff;background:#165d40;border-color:#165d40}.consent-actions [data-accept]:hover{background:#10472f}@media (prefers-reduced-motion:reduce){.form-primary>span[aria-hidden],.form-cta-button>span[aria-hidden]{transition:none!important;transform:none!important}}.partner-handoff{color:#173f32;text-align:center;background:#fff;border:1px solid #c6dacf;border-radius:24px;width:calc(100% - 28px);max-width:480px;max-height:85dvh;margin:auto;padding:32px;position:fixed;overflow:auto;box-shadow:0 24px 80px #0d382733}.partner-handoff::backdrop{background:#092f256b}.partner-handoff h2{margin:20px 0 12px;font-size:1.65rem;line-height:1.2}.partner-handoff p{font-size:.9rem;line-height:1.6}.handoff-close{cursor:pointer;width:44px;height:44px;font-size:1.6rem;position:absolute;top:8px;right:10px}.handoff-brand{justify-content:center;align-items:center;gap:12px;min-height:90px;display:flex}.handoff-brand img{object-fit:contain}.handoff-brand svg{width:42px;height:42px}.handoff-brand strong{font-size:1.6rem}.handoff-progress{background:#e3eee7;border-radius:4px;width:120px;height:4px;margin:16px auto;overflow:hidden}.handoff-progress span{background:#27835c;width:100%;height:100%;display:block}.partner-handoff[open] .handoff-progress span{animation:1.2s ease-out handoff-enter}.handoff-destination{overflow-wrap:anywhere;color:#52695e}@keyframes handoff-enter{0%{transform:translate(-100%)}to{transform:translate(0)}}@media (prefers-reduced-motion:reduce){.partner-handoff[open] .handoff-progress span{animation:none}}.site-header{grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:18px;width:min(1440px,100% - 48px);min-height:88px;padding-block:16px;display:grid}.site-header>.brand{white-space:nowrap;grid-area:1/1;font-size:26px}.site-header>.desktop-navigation{grid-area:1/2;min-width:0;display:block}.site-header>.header-actions{white-space:nowrap;grid-area:1/3;gap:12px;margin:0}.site-header .desktop-navigation .topic-nav{flex-wrap:nowrap;justify-content:center;gap:4px;width:100%;padding:0;display:flex;overflow:visible}.site-header .desktop-navigation .nav-disclosure{flex:0 auto;min-width:0}.site-header .desktop-navigation .nav-disclosure>summary{white-space:nowrap;align-items:center;gap:6px;min-height:44px;padding:8px 7px;font-size:12px;display:flex}.site-header .desktop-navigation .nav-disclosure>summary>.site-icon{display:none}.site-header .desktop-navigation .nav-calculator{min-height:44px;box-shadow:none;background:#e3f1e7;border-radius:9px;gap:6px;padding:8px 10px;font-size:12px}.site-header .header-cta{gap:14px;min-height:44px;display:inline-flex}.site-header .language-switch a{align-items:center;min-height:44px;padding-inline:10px;display:inline-flex}.site-header>.mobile-navigation{display:none}@media (width<=1199px){.site-header{grid-template-columns:auto minmax(0,1fr) auto;gap:14px;min-height:80px;padding-block:12px}.site-header>.desktop-navigation{display:none}.site-header>.mobile-navigation{order:initial;grid-area:1/2;justify-self:start;width:auto;display:block}.site-header>.mobile-navigation>summary{border:1px solid var(--line);cursor:pointer;border-radius:9px;align-items:center;gap:10px;min-height:44px;padding:8px 12px;font-size:13px;display:flex}.site-header>.mobile-navigation>summary>.site-icon{width:20px;height:20px}.site-header>.mobile-navigation>.topic-nav{background:var(--paper,#f5f7f2);border:1px solid var(--line);border-radius:12px;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px;padding:12px;display:grid;position:absolute;top:100%;left:0;right:0;overflow:visible;box-shadow:0 12px 30px #173d3514}.site-header .mobile-navigation .nav-disclosure>summary{white-space:normal;min-height:48px;padding:10px;font-size:13px}.site-header .mobile-navigation .nav-calculator{min-height:48px;font-size:13px}}@media (width<=600px){.site-header{grid-template-columns:minmax(0,1fr) auto;gap:10px;width:calc(100% - 36px);min-height:0}.site-header>.brand{font-size:25px}.site-header>.header-actions{grid-column:2;gap:0}.site-header .header-cta{display:none}.site-header>.mobile-navigation{grid-area:2/1/auto/-1;justify-self:stretch;width:100%}.site-header>.mobile-navigation>summary>span{margin-left:auto}.site-header>.mobile-navigation>.topic-nav{box-shadow:none;grid-template-columns:minmax(0,1fr);max-height:65dvh;margin-top:8px;position:static;overflow-y:auto}.site-header .mobile-navigation .mega-panel{width:100%;max-height:none;box-shadow:none;padding:14px;position:static}}:root{--line:#d5e1d9;--white:#fffefa;--surface-shadow:0 2px 4px #163e2d03,0 12px 32px #163e2d06}body{-webkit-font-smoothing:auto;text-rendering:auto}.brand-refined{letter-spacing:-1px;gap:10px;font-weight:700;line-height:1}.brand-symbol{filter:drop-shadow(0 2px 2px #153e2910);flex-shrink:0;width:38px;height:38px;display:block}.brand-word{display:inline-block}.brand-word>span:first-child{color:#28664e}.brand-punctuation{color:#258054}.site-header>.brand-refined{letter-spacing:-1px;font-size:25px}.site-footer .brand-refined{font-size:26px}.site-footer .brand-symbol{width:34px;height:34px}.language-switch{background:#edf3ee;border-radius:10px;gap:2px;padding:3px}.language-switch a{border-radius:7px;text-decoration:none!important}.language-switch [aria-current=true]{box-shadow:0 1px 3px #183f3220}.nav-disclosure>summary{border-radius:9px;transition:background .16s,color .16s}.nav-disclosure[open]>summary{color:#15563e;background:#e5f1e9}.nav-chevron{transition:transform .16s}.nav-disclosure[open] .nav-chevron{transform:rotate(180deg)}.mega-panel{border-color:#d3e2d8;border-radius:16px;box-shadow:0 8px 18px #153e2910,0 24px 60px #153e2910}.mega-links .icon-tile{background:#f0f6f1;border:1px solid #dce9df}.mega-links a{min-height:48px;transition:background .16s}.mega-links a:focus-visible{outline-offset:0}.icon-tile{border:1px solid #d8e7dd}.site-icon{flex-shrink:0}.topic-card,.guide-card,.related-card,.offer-card,.side-tool,.calculator-card,.form-card{box-shadow:var(--surface-shadow)}.topic-card,.guide-card,.related-card{border-radius:16px;transition:border-color .16s,box-shadow .16s}.topic-card:hover,.guide-card:hover,.related-card:hover{border-color:#8db29d;box-shadow:0 4px 16px #163e2d0d}.insight-card{border:1px solid #345d4d;border-radius:20px;box-shadow:0 12px 32px #173d3514}.insight-card .insight-foot{border-radius:9px}.form-card{border-top-width:3px}.compact-form .form-intro{color:#5a6d61}.form-card input:not([type=radio]):not([type=checkbox]):not([type=range]):not([type=hidden]),.form-card select{border-radius:8px;transition:border-color .15s,box-shadow .15s}.form-card input:focus-visible,.form-card select:focus-visible{outline-offset:2px;border-color:#23764c;outline:2px solid #23764c}.loan-slider,.form-cost-note,.purpose-row{border-color:#d9e5dc}.slider-value,.calc-summary strong,.selected-payment strong{font-variant-numeric:tabular-nums}.prose>p,.guide-article p{line-height:1.75}.prose h2{letter-spacing:-.025em}.source-note{border-radius:12px}.breadcrumb a{text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.button{border-radius:10px}.button:active{filter:brightness(.97)}.form-primary{box-shadow:0 2px 3px #a9780010,0 5px 14px #a9780010}.form-cta{box-shadow:0 6px 20px #183e3110}.form-cta-art{border-radius:14px}.site-footer{background:#eaf1eb;border-top:1px solid #d3dfd5}.site-footer p{max-width:560px}.legal-navigation a{color:#345849;text-decoration:none}.legal-navigation a:hover{text-decoration:underline}.consent-dialog,.partner-handoff{border-color:#d3e2d8;box-shadow:0 24px 80px #0d382726}@media (width<=600px){.site-header>.brand-refined{gap:8px;font-size:24px}.site-header .brand-symbol{width:34px;height:34px}.insight-card{margin-right:0}.mega-panel{border-radius:12px}}@media (prefers-reduced-motion:reduce){.nav-disclosure>summary,.nav-chevron,.mega-links a,.topic-card,.guide-card,.related-card{transition:none}}.form-estimate{border:1px solid var(--line);font-variant-numeric:tabular-nums;background:#fffefa;border-radius:10px;margin:12px 0;padding:12px 14px}.form-estimate[hidden]{display:none}.estimate-heading{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;display:flex}.estimate-heading>span{letter-spacing:.06em;text-transform:uppercase;color:#456759;font-size:10px;font-weight:700}.estimate-heading strong{white-space:nowrap;color:#174b38;font-size:21px;line-height:1.3}.estimate-heading small{margin-left:2px;font-size:10px}.form-estimate p{color:#456759;margin:4px 0 0;font-size:11px;line-height:1.5}.form-estimate .estimate-assumptions{border-top:1px solid #e1e9e3;margin-top:7px;padding-top:7px;font-size:10px}@media (width<=700px){.hero h1{letter-spacing:-.045em;font-size:clamp(36px,11.2vw,42px);line-height:1.16}.hero h1 em{font-family:Georgia,Times New Roman,serif;font-weight:400}.hero .lead{font-size:17px;line-height:1.7}.hero .text-link{font-size:14px}}.benefit-list{gap:8px;font-size:13px;font-weight:600}.benefit-list li{gap:8px;line-height:1.5}.benefit-list li>span{color:#167346;background:#deeee5;width:18px;height:18px;margin-top:1px}.benefit-list li>span>svg{width:12px;height:12px;display:block}.compact-form .field>label{align-items:center;gap:4px;display:flex}.field-validity{color:#167346;flex-shrink:0;align-items:center;display:inline-flex}.field-validity[hidden]{display:none}.field-validity svg{width:13px;height:13px;display:block}.hero.home-funnel{grid-template-columns:minmax(0,1fr) minmax(360px,480px);align-items:start;gap:clamp(28px,4vw,64px);padding-block:42px 48px}.home-funnel .hero-copy{padding-top:28px}.home-funnel .form-card{width:100%;margin:0;scroll-margin-top:20px}.home-funnel .form-card:target{outline-offset:4px;outline:2px solid #dbaa29}.home-explanation{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:48px;padding-block:12px 48px;display:grid}.home-explanation .funnel-explainer{margin-top:0}.home-explanation h2{margin-top:14px}.home-explanation .insight-card{margin:0}@media (width<=760px){.hero.home-funnel{grid-template-columns:minmax(0,1fr);gap:24px;padding-block:28px 32px}.home-funnel .hero-copy{padding-top:0}.home-funnel .eyebrow{margin-bottom:14px}.home-funnel .actions{margin-top:20px}.home-funnel .hero-note{margin-top:12px}.home-explanation{grid-template-columns:minmax(0,1fr);gap:24px;padding-bottom:32px}.home-explanation .insight-card{padding:24px}}[data-form-heading]:focus-visible{outline-offset:5px;border-radius:3px;outline:2px solid #23764c}.consent-actions [data-accept],.consent-actions [data-reject]{border-width:1px;min-height:48px}.consent-actions [data-reject]{color:#183d32;box-shadow:none;background:#fff;border-color:#0000;font-weight:400}.consent-actions [data-reject]:hover{background:#f4f7f5}.consent-preferences{border-top:1px solid #d3e2d8;border-bottom:1px solid #d3e2d8;margin-top:16px}.consent-preferences>summary{font-weight:700}.consent-dialog>.consent-actions{margin-bottom:12px}.form-estimate p,.form-estimate .estimate-assumptions{color:#254d3e;font-size:13px;line-height:1.6}.form-privacy-note{margin-top:16px;font-size:14px;line-height:1.6}.form-privacy-note p+p{margin-top:8px}.form-privacy-note a{font-weight:600}.form-price-disclosure,.form-disclosure-pending{border-top:1px solid var(--line);margin-top:20px;padding-top:20px}.form-price-disclosure .price-example dl{grid-template-columns:repeat(2,minmax(0,1fr))}.form-price-disclosure .price-example dd{overflow-wrap:anywhere}.form-price-disclosure .price-source,.form-disclosure-pending{color:var(--ink);font-size:14px;line-height:1.6}.form-price-disclosure .price-source{margin-top:12px}@media (width<=360px){.form-price-disclosure .price-example dl{grid-template-columns:1fr}}.compact-form .form-estimate{padding:10px 12px}.compact-form .estimate-heading{gap:10px}.compact-form .estimate-heading>span{letter-spacing:.06em;font-size:10px}.compact-form .estimate-heading strong{white-space:nowrap;font-size:22px}.compact-form .form-estimate>p{font-size:12px;line-height:1.5}.compact-form .form-estimate .estimate-assumptions{overflow-wrap:normal;word-break:normal;margin-top:8px;padding-top:8px;font-size:12px;font-weight:400;line-height:1.55}.compact-form [data-estimate-cost],.compact-form [data-estimate-total],.compact-form [data-estimate-nominal],.compact-form [data-estimate-setup],.compact-form [data-estimate-fee]{white-space:nowrap}.compact-form form>.estimate-assumptions{color:var(--muted);border-top:1px solid var(--line);word-break:normal;overflow-wrap:normal;margin-top:16px;padding-top:12px;font-size:12px;line-height:1.6}.compact-form{padding:20px}.compact-form .loan-slider{margin:8px 0;padding:8px 12px}.compact-form .loan-slider .slider-heading{min-height:24px}.compact-form .loan-slider input[type=range]{height:28px;min-height:28px}.compact-form .slider-exact-entry summary{font-size:11px;line-height:1.4}.compact-form .purpose-row{margin:8px 0;padding:5px 10px}.compact-form .purpose-row .purpose-options label{min-height:44px}.compact-form .purpose-row legend{padding-block:12px}.compact-form .field{margin:8px 0}.compact-form .field input[type=text],.compact-form .field input[type=email],.compact-form .field input[type=tel]{height:44px;min-height:44px}.compact-form .check-row{margin:10px 0;font-size:12px;line-height:1.5}.compact-form .form-intro{margin:6px 0 10px}.compact-form .form-estimate{margin:8px 0}.compact-form [data-term-status]:empty{display:none}.compact-form .phone-field .field-hint{font-size:11px}.compact-form .form-primary{margin-top:4px}.home-hero-form{align-items:start}@media (width>=1000px){.home-hero-form{padding-top:24px}}@media (width<=600px){.compact-form{padding:16px}.compact-form .field-grid{gap:10px}}@media (width>=480px){.compact-form .form-slider-pair{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:10px;display:grid}.compact-form .form-slider-pair .slider-heading{flex-wrap:wrap;gap:3px}.compact-form .form-slider-pair .slider-value{font-size:19px}.compact-form .form-slider-pair .loan-slider{min-width:0}.compact-form .form-slider-pair .slider-limits{font-size:10px}}.home-funnel .hero-form-link{color:#fff;background:#165d40;border-color:#165d40;box-shadow:0 3px 10px #163d3512}.home-funnel .hero-form-link:hover{background:#10472f;border-color:#10472f}.hero-form-link>span{transition:transform .18s;display:inline-block}.hero-form-link:hover>span,.hero-form-link:focus-visible>span{transform:translate(3px)}@media (prefers-reduced-motion:reduce){.hero-form-link>span{transition:none;transform:none!important}}.live-result-card>.eyebrow{margin-bottom:12px}.live-result-card>form{margin-block:20px 14px}.comparison-card{border:1px solid var(--line);background:#fffefa;border-radius:18px;overflow:hidden}.comparison-card-main{align-items:center;gap:28px;padding:28px;display:flex}.comparison-provider{flex:1;align-items:flex-start;gap:16px;min-width:0;display:flex}.comparison-provider h2{letter-spacing:-.02em;margin:2px 0 10px;font-size:21px}.comparison-summary{font-size:14px;line-height:1.6}.comparison-highlights{color:var(--muted);flex-wrap:wrap;gap:4px 18px;margin:0;padding:0;font-size:13px;list-style:none;display:flex}.comparison-highlights li:before{content:"•";color:var(--action);margin-right:6px}.comparison-metrics{gap:24px;margin:0;display:flex}.comparison-metrics dt{letter-spacing:.12em;text-transform:uppercase;font-size:11px}.comparison-metrics dd{white-space:nowrap;margin:5px 0 0;font-weight:700}.comparison-cta{border-radius:28px;flex-shrink:0;min-height:46px;padding:11px 20px}.comparison-card .price-example-inline{border-top:1px solid var(--line);background:0 0;border-radius:0;padding:18px 28px;font-size:13px;line-height:1.7}.price-example-inline dl{margin:0;display:inline}.price-example-inline dl>div{display:inline}.price-example-inline dt,.price-example-inline dd{margin:0;font-weight:400;display:inline}.price-example-inline dt:after{content:": "}.price-example-inline dd:after{content:". "}.price-example-inline>strong{font-size:inherit;margin-right:6px}.price-example-inline p{display:inline}@media (width<=1050px){.comparison-card-main{flex-wrap:wrap}.comparison-provider{flex-basis:100%}.comparison-metrics{flex:1}}@media (width<=600px){.comparison-card-main{gap:18px;padding:20px}.comparison-metrics{flex-wrap:wrap;gap:12px 24px}.comparison-cta{justify-content:space-between;width:100%}.comparison-card .price-example-inline{padding:16px 20px}.comparison-provider{gap:12px}}.site-header .language-switch{border-radius:8px;gap:0;padding:2px;font-size:11px}.site-header .language-switch a{border-radius:5px;min-height:34px;padding:4px 8px}@media (pointer:coarse),(width<=700px){.site-header .language-switch a{min-width:44px;min-height:44px;padding-inline:6px}}.price-example-disclosure{font-size:14px;line-height:1.7}.price-example-summary{margin-top:8px}.price-example-disclosure .price-example-summary dl,.price-example-disclosure .price-example-summary dl>div,.price-example-disclosure .price-example-summary dt,.price-example-disclosure .price-example-summary dd{margin:0;font-weight:400;display:inline}.price-example-summary dt:after{content:": "}.price-example-summary dd:after{content:". "}.price-example-disclosure .price-example-summary p{margin:8px 0 0;display:block}.price-example-details{border-top:1px solid var(--line);margin-top:10px;padding-top:4px}.price-example-details summary{cursor:pointer;align-items:center;gap:8px;width:fit-content;min-height:44px;font-weight:600;list-style:none;display:flex}.price-example-details summary::-webkit-details-marker{display:none}.price-example-details summary:focus-visible{outline:3px solid var(--action);outline-offset:3px;border-radius:3px}.price-hide-details{display:none}.price-example-details[open] .price-hide-details{display:inline}.price-example-details[open] .price-show-details{display:none}.price-example-details[open] .price-details-arrow{transform:rotate(180deg)}.price-example-disclosure .price-example-details dl{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:8px 0;display:grid}.price-example-disclosure .price-example-details dl>div,.price-example-disclosure .price-example-details dt,.price-example-disclosure .price-example-details dd{display:block}.price-example-disclosure .price-example-details dd{margin:4px 0 0;font-weight:600}.price-example-details dt:after,.price-example-details dd:after{content:none}@media (width<=600px){.price-example-disclosure .price-example-details dl{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=360px){.price-example-disclosure .price-example-details dl{grid-template-columns:1fr}}.partner-check-choices{gap:1rem;margin-block:1.5rem;display:grid}@media (width>=640px){.partner-check-choices{grid-template-columns:repeat(2,minmax(0,1fr))}}@property --tw-space-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-divide-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}